FM Home Loans

FACTS

‌WHAT DOES FM Home Loans, LLC

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Account balances
Employment information and Assets
Income and Credit scores

How?

All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons FM Home Loans, LLC

chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does FM Home Loans, LLC

share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain

your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No - Does not provide an Opt-Out

For our marketing purposes —

to offer our products and services to you

We Don't Share

For joint marketing with other financial companies

We Don't Share

For our affiliates’ everyday business purposes — information about your transactions and experiences

We Don't Share

For our affiliates’ everyday business purposes — information about your creditworthiness

We Don't Share

For nonaffiliates to market to you

We Don't Share

To limit

our sharing

Call — our menu will prompt you through your choice(s) or
Visit us online:

Please note:

If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 888-210-0706

or go to https://www.fmm.com

‌Who we are
Who is providing this notice?	FM Home Loans, LLC

What we do
How does FM Home Loans, LLC protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FM Home Loans, LLC collect my personal information?	We collect your personal information, for example, when you Apply for a loan or Give us your contact information or Give us your employment history or Give us your income information or Give us your wage statements We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. FM Home Loans, LLC has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. We share information with investors, regulators, and auditors.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. FM Home Loans, LLC does not jointly market.